Services - Middlegate Factors

How We Help

Working Capital Built Around Your Receivables

Every business has a unique cash cycle. We align funding, structure, and reporting with how you bill and get paid.

Invoice Factoring

Convert approved invoices into near-immediate cash while we manage collection from your customers.

Facilities typically ranging from $25,000 to $5,000,000
Advance rates typically up to 90% of eligible invoices
Funding within 24–48 business hours after approval
Non-dilutive — no equity or board seats required
Support for concentration and seasonal cycles

Talk about a factoring facility

Accounts Receivable Management

Professional monitoring and follow-up on receivables to help reduce days sales outstanding (DSO) and bad debt risk.

Customer credit review and limit monitoring
Structured reminder and follow-up cadence
Dispute tracking and escalation support
Aging and concentration reports that align with your GL
Dedicated point of contact for ongoing questions

Explore AR management options

Working Capital Advisory

Guidance from experienced factoring and credit professionals on how to structure your facilities and cash flow planning.

Review of current facilities, covenants, and term sheets
Cash conversion cycle and DSO/DBO analysis
Coordination with banks, lenders, and advisors
Scenario planning for growth or seasonal swings
Ongoing check-ins as your business evolves

Schedule an advisory conversation

Is Middlegate a Fit for Your Business?

We primarily work with US-based B2B companies that invoice creditworthy customers on net terms.

Businesses we commonly support

While every situation is unique, many of our clients fall into categories such as:

Manufacturers and distributors selling to US or multinational buyers
Staffing and professional services firms billing on net 15–60 terms
Transportation, logistics, and related service providers

What we typically look for

In general, we focus on receivables where:

The end customers are businesses or institutions based in the US
Invoices are tied to delivered goods or completed services
Payment terms and documentation are clearly defined

Share Your A/R Picture — We’ll Share Options

Send over a recent aging report and we’ll outline how a receivables facility could support your plans in the US market.

Start with a Conversation Email your A/R snapshot