Our Mission & Approach

Our Mission

Middlegate Factors exists to help US businesses bridge the gap between when they invoice and when they are paid — without adding unnecessary complexity or diluting ownership.

We focus on clear structures, transparent pricing, and responsive communication so finance leaders can make confident decisions about working capital.

How We Work

We start with a straightforward conversation about your customers, terms, and cash cycle. From there, we design a receivables facility that fits your reality rather than forcing you into a generic template.

Our team remains closely involved after onboarding, reviewing your portfolio, answering questions, and adjusting as your needs evolve.

What Matters to Us

Values That Guide How We Serve You

Clarity

We explain structures and terms in plain language, provide transparent reporting, and make it easy to understand your facility at any point in time.

Partnership

We see receivables financing as a long-term relationship, not a one-off transaction. We collaborate with your finance team, advisors, and banking relationships.

Responsiveness

Whether you have a question about a specific customer or want to explore a new opportunity, we aim to respond quickly with thoughtful, actionable feedback.